The average cost of a funeral in the UK is £3,757.

On average, the cost for a burial is £4,267, whilst the average cost for a cremation is £3,247.

There are many things to think about and decide when arranging a funeral. It is often a difficult time for family and friends who are dealing with loss. A funeral is also, to some people’s surprise, a lot more expensive than they thought, often costing thousands of pounds.

Things to consider

You may be arranging a funeral while coping with grief and feeling you must act quickly, and with little or no recent experience. Some people have strong ideas about what a funeral should be like and what a good send-off should be.

It’s worth considering the following points:

  • Choose a funeral that is affordable and is right for the person who has died. It’s unlikely that the person who has died would want you to get yourself into debt to pay for the funeral or fees stressed about the finances. It’s not wrong or disrespectful to give thought to funeral costs.
  • Get at least two quotes, perhaps from an independent funeral director and one from a chain. Many people choose to use a funeral director and they can give helpful guidance. But remember they are a business and their fees can be the most expensive part of a funeral.
  • More expensive options don’t make a better funeral. As well as the type of funeral and which funeral director you may use, optional extras affect the cost. Words, music and actions can be more meaningful than expensive cars and coffins.

How to reduce the cost of a funeral

  1. Shop around: funeral costs can vary a lot. While you might find it difficult, it’s important to compare prices and services. Get a quote from more than one funeral director, caterer or florist so you can compare prices. You can then pick one that fits your budget.
  2. Ask family and friends: for example, instead of paying for a caterer, ask family and friends to bring food to the wake. You could also ask them to help you check for cheaper options.